5 Common Insurance Mistakes Kenyans Make — And How to Avoid Them

In the fast-paced world we live in, insurance is a crucial safety net. However, many Kenyans fall into the trap of making costly insurance mistakes that can be avoided with the right guidance. At Royal Prestige Insurance Agencies Ltd, we believe in empowering our clients with knowledge so they can make informed decisions. Here are five common mistakes and how you can avoid them:

Many people pick the least expensive insurance plan, thinking they’re saving money. Unfortunately, this often means less coverage or more exclusions. At Royal Prestige, we help you compare different plans to find the one that offers the best value—not just the lowest price.

Policy documents can be long and complex, but skipping the details can cost you. Always understand what's covered and what isn't. Our agents at Royal Prestige break down your policy in simple terms so you know exactly what you’re getting.

Whether it's your car, home, or business, under-insuring means you won’t get full compensation in case of loss. We help you assess the true value of your assets and ensure you get appropriate coverage.

Life changes — marriage, buying a new car, starting a family. If you don’t update your insurance, your policy may not protect your current situation. Royal Prestige provides regular policy reviews to keep your coverage in line with your life.

When disaster strikes, the last thing you want is confusion. Many people don't know how to file a claim correctly. At Royal Prestige, we offer full claims support and guide you through the entire process.

Avoiding these mistakes means less stress and better protection. Talk to Royal Prestige Insurance Agencies Ltd today for expert guidance and custom cover that works for you.