Critical illness Cover
Critical health care Insurance in Kenya
Financial protection when life-threatening illness strikes
A major illness can strike without warning—bringing not just emotional and physical strain but also heavy financial burdens. Critical Illness Covers from Royal Prestige Insurance Agencies LTD provide a lump sum payout upon diagnosis of a covered life-threatening condition, helping you manage medical expenses, loss of income, or lifestyle adjustments without financial distress.
What Is Critical Illness Cover?
This policy pays out a tax-free lump sum if the insured is diagnosed with a listed critical illness. Unlike medical insurance, which reimburses treatment costs, critical illness cover gives you cash to use however you need during recovery.
What Illnesses Are Covered?
The specific conditions may vary by plan, but common covered illnesses include:
Cancer (various stages)
Stroke
Heart attack
Kidney failure
Major organ transplant
additional illnesses can be included based on the chosen policy and underwriting.
Why Choose Critical Illness Cover?
| Benefit | Description |
|---|---|
| Lump sum payout | Provides cash you can use for treatment, medication, or daily expenses |
| Covers non-medical costs | Pay for travel, alternative therapies, or home care |
| Income replacement | Use the benefit to maintain your lifestyle if you’re unable to work |
| No need for receipts | Unlike health insurance, the payout is not tied to specific expenses |
| Peace of mind | Focus on recovery without the stress of financial instability |
Speak to an agent
Call our experts
0722 807 274
Write email
info@royalprestige.co.ke
Visit office
Morningside Office Park, Kilimani Area.
