Personal Pension Plan

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Life Insurance in Kenya

Your retirement, your way. Start saving today with Royal Prestige Insurance Agencies LTD.

Retirement is inevitable, but financial uncertainty doesn’t have to be. At Royal Prestige Insurance Agencies LTD, we find a Personal Pension Plan that is designed to help you build a secure and independent future through disciplined, tax-advantaged savings.

Whether you’re self-employed, a freelancer, a business owner, or working for an organization without a pension scheme, this plan gives you the power to take control of your retirement journey.

Why Start a Personal Pension Plan?

Kenya’s formal pension coverage is limited — especially for self-employed individuals. With a personal pension plan, you:

  • Save consistently for retirement at your pace

  • Enjoy tax relief of your income (up to certain amount)Grow your savings through professional fund management

  • Retire with dignity and financial independence


How a Personal Pension Plan Works

You make regular contributions into a secure, professionally managed fund. These contributions accumulate over time and earn returns. Upon retirement, you receive your savings as a lump sum and/or monthly pension income.

Plan Features:

  • Flexible contribution amounts (weekly, monthly, quarterly)

  • Optional top-up contributions anytime

  • Investment in low-risk, long-term growth funds

  • Available to anyone aged 18–65 years

Who Can Join?

  • Self-employed professionals (e.g. consultants, artists, contractors)

  • Employees in SMEs or organizations without pension schemes

  • Farmers, traders, and Jua Kali workers

  • Anyone seeking additional retirement savings outside their employer’s plan

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Have questions? Feel free to chat with us

At Royal Prestige Insurance Agencies LTD, we work with leading car insurance companies in Kenya to give you access to customizable, affordable, and reliable motor insurance plans.

Call our experts

0722 807 274

Write email

info@royalprestige.co.ke

Visit office

Morningside Office Park, Kilimani Area.