Public Liability Insurance
Public Liability Insurance in Kenya
Protection against third-party injury or property damage claims
Every business that interacts with customers, suppliers, or the general public faces the risk of accidental injury or property damage. Whether you operate a retail store, a construction site, an office, or an event venue, you could be held liable for unforeseen incidents that occur on your premises or as a result of your operations.
Public Liability Insurance from Royal Prestige Insurance Agencies LTD offers essential protection against such claims, ensuring your business is not financially exposed.
What is Public Liability Insurance?
Public Liability Insurance provides cover for legal liability arising from accidental bodily injury or property damage caused to third parties due to your business activities. It covers legal costs, court awards, and settlements for claims made by members of the public, clients, or visitors.
This policy is especially important for businesses that operate in public spaces or receive customers on-site.
Who Needs Public Liability Insurance?
Retail shops and supermarkets
Hospitality businesses (restaurants, hotels, lodges)
Contractors and construction companies
Event organizers and exhibitors
Property owners and landlords
Educational institutions and health facilities
Transport and logistics operators
What Does It Cover?
| Coverage | Description |
|---|---|
| Bodily injury | Covers compensation claims if a third party is injured on your premises |
| Property damage | Covers accidental damage to third-party property caused by your operations |
| Legal expenses | Covers legal fees and court costs incurred in defending a claim |
| Medical costs | Pays for emergency medical treatment for injured third parties |
| Product-related claims | Can be extended to cover claims from defective products (on request) |
Speak to an agent
Call our experts
0722 807 274
Write email
info@royalprestige.co.ke
Visit office
Morningside Office Park, Kilimani Area.
