Whole Life Insurance
Whole Life Insurance in Kenya
Lifetime protection for your loved ones’ peace of mind
Losing a loved one is emotionally devastating but it doesn’t have to lead to financial hardship. A Whole Life Cover ensures that your family remains financially secure when you’re no longer there to provide for them.
This policy guarantees a lump sum payout upon your death, giving your beneficiaries the support they need to cover daily living costs, debts, education, or funeral expenses.
What is Whole Life Insurance?
Whole Life Insurance is a long-term life policy that covers you for your entire life — not just for a fixed term. As long as you keep up with your premium payments, your family is guaranteed a benefit when you pass away.
1. Whole Life Cover with Investment
This option combines life protection with a built-in savings component. The policy grows in a predetermined manner, with a fixed sum assured payable either at maturity or upon death. Additionally, an annual bonus is declared and added to your policy based on the company’s bonus rate. The total accumulated bonus is paid out alongside the sum assured at the end of the premium payment term or upon the death of the insured whichever comes first.
2. Pure Whole Life Cover (Without Investment)
This is a straightforward life protection plan with no investment component. It offers a guaranteed payout to your beneficiaries upon your death, ensuring peace of mind at a more affordable premium.
You can also enhance this plan with optional add-ons such as:
Accidental Death Cover
Accidental Hospitalisation Benefit
Waiver of Premium in case of permanent disability
Speak to an agent
Call our experts
0722 807 274
Write email
info@royalprestige.co.ke
Visit office
Morningside Office Park, Kilimani Area.
