Home Insurance

What Does Home Insurance Cover?

Our home insurance plan offers protection under two main categories:

1. Building Cover

This protects the physical structure of your home — walls, roof, garage, fixtures — against loss or damage caused by:

• Fire, lightning, or explosion

• Storms, floods, or earthquakes

• Burglary and malicious damage

• Impact from vehicles or falling trees

• Water damage from burst pipes

Ideal for: Homeowners, landlords, and mortgage-financed properties

2. Contents Cover

This protects the possessions inside your home, including:

• Furniture and electronics

• Clothing, personal items, and appliances

• Jewelry, art, and valuables (limits may apply)

Covers: Theft, fire, water damage, accidental breakage, and more

Optional Add-ons

You can enhance your cover with:

• All Risk Cover: For items like phones, laptops, and jewelry even when taken outside the home

• Personal Liability Cover: Covers legal liability in case someone is injured, or their property is damaged in your home

• Domestic Workers’ Compensation: Cover for your house help or gardener against injury while on duty

Why subscribe to Home Insurance?

• Fast, fair, and transparent claims process

• Flexible cover for both renters and homeowners

• Affordable premiums tailored to your home value

• Expert support and nationwide service

• Option to cover holiday homes or rental properties

Who Should Get Home Insurance?

• Homeowners (mortgaged or fully owned)

• Tenants (contents cover only)

• Landlords (protecting the structure of rental homes)

• Anyone seeking financial peace of mind