Endowment Insurance Plan in Kenya

What is an Endowment Plan?

An endowment policy is a life insurance plan that pays a lump sum either on a fixed maturity date (if you survive the policy term) or to your beneficiaries in the event of your untimely death during the policy period. It’s ideal for anyone looking to save for future goals like:

• Children’s education

• Retirement planning

• Home purchase or business startup

• A safety net for your family

Key Features of Our Endowment Plan

• Guaranteed Payout: Receive a lump sum at maturity or in the event of death

• Flexible Premium Terms: Choose a premium term that fits your budget — from 5 to 25 years

• Bonuses: Earn annual bonuses declared by the company to enhance your payout

• Tax Relief: Premiums may qualify for tax relief as per Kenyan tax laws

• Optional Riders: Add extra cover for critical illness, accidental death, or premium waiver in case of disability

Benefits of the Royal Prestige Endowment Plan

1. Dual Advantage
   Enjoy both life insurance protection and disciplined savings.

2. Peace of Mind
   Your family receives financial support in case of unexpected death.

3. Wealth Accumulation
   Your savings grow over time, boosted by bonuses and guaranteed returns.

4. Goal-Oriented
   Helps you plan for long-term financial goals such as education, weddings, or retirement.

5. Risk-Free Savings
   A safe way to accumulate wealth without the volatility of market-linked investments.

Who Should Consider an Endowment Plan?

This plan is suitable for:

• Parents planning for their children’s future

• Young professionals building a financial safety net

• Individuals saving for medium-to-long-term milestones

• Anyone seeking a balance between life cover and saving discipline