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Life Insurance
Life Insurance in Kenya
Life is full of uncertainties, but your loved ones’ financial future doesn’t have to be. At Royal Prestige Insurance Agencies LTD, our partners Life Insurance Plans are designed to give you peace of mind, knowing that your family will be protected no matter what life brings. Whether you’re looking to grow your wealth, leave a legacy, or cover future obligations, we have a plan that fits your goals.
Why Life Insurance Matters
Life insurance provides financial stability when your loved ones need it most. It helps:
Replace lost income in case of death
Settle outstanding debts and loans
Cover funeral and medical costs
Fund your children’s education
Build long-term savings or leave a legacy
Common Life Insurance policies in Kenya
- Lifetime Protection Plan
- Fixed-Term Protection Plan
- Dual Life Plan
Types of Insurance policies in Kenya
This is a whole life policy that guarantees a payout to your beneficiaries whenever you pass away. It also includes optional investment features and add-ons such as disability or accidental death cover.
Features:
Lifelong coverage
Guaranteed benefits
Optional riders (e.g. critical illness, premium waiver)
A term life insurance plan that offers high cover for a specific period ideal for income protection, young families, or securing loan obligations.
Features:
Low-cost premiums
Coverage for 5, 10, 15, or 20 years
Lump sum payout on death during policy term
Designed for couples or co-owners, this plan insures two individuals under a single policy. A payout is made upon the first or second death, depending on the selected structure.
Features:
Joint coverage
Ideal for couples or business partners
Simplified administration
A savings-linked life policy that pays out in multiple instalments during the policy term, in addition to providing death benefits. This is ideal for funding life goals like education, home ownership, or retirement.
Features:
Scheduled survival benefits
Lump sum at maturity
Combines insurance with disciplined savings
Offers guaranteed payouts at pre-agreed intervals. Useful for people who want to meet specific milestones such as school fees or business investments while still being insured.
Features:
Fixed payouts
Protection throughout policy term
Suitable for structured financial planning
This is an anticipated endowment plan that pays out partial benefits before maturity — helping you meet short- and mid-term financial goals, while keeping a portion reserved for the end of the policy.
Features:
Regular benefit withdrawals
Final payout at maturity
Helpful for planning major expenses
Speak to an agent
Have questions? Feel free to chat with us
Call our experts
0722 807 274
Write email
info@royalprestige.co.ke
Visit office
Morningside Office Park, Kilimani Area.